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Apply for Mercedes-Benz Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.


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Auto Financing Has Never Been Easier

When you choose Mercedes-Benz of Reno for your auto financing needs, you can expect:

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Straightforward Pricing

You'll receive a great price on new and pre-owned vehicles. So you'll save time and get a great value.


Frequently Asked Questions

Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.


Lease vs Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!


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How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.


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Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

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Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.


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Mercedes-Benz Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. Mercedes-Benz of Reno offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

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Shopping Tools


Mercedes-Benz Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.


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Mercedes-Benz Special Offers

Mercedes-Benz of Reno offers a variety of lease specials and financing offers on popular Mercedes-Benz models. Getting behind the wheel of a Mercedes-Benz has never been easier.


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We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*


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Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**



Your Trusted Mercedes-Benz Finance Center in Reno

Exterior view of Mercedes-Benz of Reno

Finance a Mercedes-Benz in Reno, NV

At the Mercedes-Benz of Reno, you can finance a new or Certified Pre-Owned Mercedes-Benz vehicle. The team at our Finance Center can assist with all of your finance questions and needs and help you have a first-class experience. The Mercedes-Benz of Reno is located at 11500 South Virginia Street. 

New Mercedes-Benz Specials and Lease Offers Near Me

The decision to lease or buy any of our Mercedes-Benz models is up to you when you're shopping for a new vehicle. There are many car loans available that'll make it easier to get into your new GLC, GLE, C-Class, E-Class, S-Class, or SUV.

Secure lower monthly payments when you lease your next Mercedes-Benz vehicle or purchase your new car if you expect to have higher mileage or more wear over time. Certified Pre-Owned vehicles are also available for leasing or purchasing at our store - this will give you more options and even lower payments.

Mercedes-Benz financing gives you auto loan options to choose from and the Mercedes-Benz Finance Team is here to help you find a solution based on your personal needs. We have many special offers for financing on our most popular models. You can use our monthly payment calculator to determine the best vehicle from a wide selection of new and Certified Pre-Owned Mercedes-Benz cars at our dealership.

How To Finance a Mercedes-Benz Vehicle

Qualify for Mercedes-Benz financing online using our secure online application! To know how much you qualify for, enter your information into the application to get prequalification. To know much your car payment will be, fill out our monthly payment calculator with desired monthly and down payments and we will do the rest. At the Mercedes-Benz of Reno, we don't have a required credit score. We offer a variety of leasing and loan options to fit your financial needs. 

Our Finance Team offers no hassle financing so when you lease a Mercedes-Benz vehicle at our dealership, you are financing your vehicle without the hassle of reselling or trading it in, regardless of your credit. This is our finance pledge to our customers.

Mercedes-Benz has a credit card available through American Express - points are rewarded for purchases made at the Mercedes-Benz store. We have a portal, Mercedes-Benz Financial Services, where you can make payments and much more. Mercedes-Benz finances through Liberty Mutual. Start your application to see what interest rates you qualify for-you can begin the loan application process online in just minutes.

We'll Buy Your Car

You can also trade-in your car at the Mercedes-Benz dealership in Reno. To get a free certified offer on your vehicle, you can go to our website and enter your license plate or VIN. We then find your car's make, model, and year to provide you with a limited time cash offer.

Visit Mercedes-Benz of Reno in Reno, NV

Come visit us here at the Mercedes-Benz of Reno to finance your next Mercedes-Benz vehicle. We are open today! Our hours are Monday through Saturday from 8 a.m. to 8 p.m. and on Sundays from 10 a.m. to 6 p.m. Call us today at phone number (855) 661-9151.



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Your privacy is important to us.

Mercedes-Benz of Reno takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.